Budgeting

5 Excellent Reasons to Arrange your Own Funeral

While no one really enjoys talking about death, it is a fact of life that we all have to depart this plane, and for many people, this is a cause of concern when they consider those they leave behind. As if the emotional trauma of losing a loved one isn’t enough, one certainly doesn’t want one’s passing to be a financial burden on the family, which is one of the reasons why people plan and pay for their own funeral. If this is not something you have ever considered, here are a few of the reasons why so many Australians are opting for a pre-paid funeral.

  1. Covering the Funeral Costs – The costs of even a basic funeral are significant and as we never know when our time comes, many people prefer to take care of their funeral costs in advance, as this lifts the burden from the direct family members. If you make contact with any of the reputable funeral homes in Sydney, they would all offer pre-paid funeral options and you can start to plan the fine details. The fact that you know your partner will not have to worry about money at such a difficult time brings you peace of mind, plus the cost of your funeral is fixed, regardless of when it happens.
  2. Design your Own Service – Many Australians are not religious and would not want a religious service of any kind, and when you plan your own funeral, you get to choose every aspect from the casket to the service. You might prefer to choose the music that is played and you decide what is read to the people who attend, such as a poem for example, or something that has meaning for you. You could thank specific people who have helped you during your life, and let’s not forget that you decide who will be invited to the memorial service.
  3. Removing the Burden – The caring thing to do is prepay for your funeral and when your time comes, your family will not have the financial burden that is associated with funerals. You might be the breadwinner in the house and should the worst happen, you certainly do not want your family to have financial worries at such a time, and when you prepay for funeral, you can do so on terms that suit your lifestyle. There are flexible payment options and the cost of your funeral is actually frozen from the moment you make the agreement, no matter when the funeral will occur. If you live another 40 years, that’s quite a saving you have made by prepaying for the funeral, which is yet another reason for doing so. If you have recently suffered a bereavement in the family, here are some tips on how to survive the death of a spouse, which might help.
  4. Putting your Affairs in Order – Of course, no one knows when their time will come, and if you take the trouble to organise and pay for your funeral, you are thinking of those who are left behind. If you would like to learn more about prepaid funerals, a Google search will bring up a list of local funeral homes and of you make an appointment, the director would be happy to pay you a visit to discuss the many options. Aside from the casket, there are aspects such as the type of service, the transport used and if there will be a memorial service, the fine details can be planned in advance. If you have yet to make a will, here is a compelling article that highlights the many reasons why you should put your affairs in order.
  5. Peace of Mind – While we cannot know the future, we can take certain precautions to minimise the burden that our passing might have on our loved ones, and one way to do that is to arrange for your own funeral in advance. There are several payment plans, so there will be one that best suits your lifestyle, and with all of the details finalised, your family will never have the worry of organising and paying for a funeral service. Neither will they have to concern themselves with the details of the service, as all this has already been arranged.

When you think about the uncertainty of life, it really does make perfect sense to prepare for the inevitable, and by talking to a local funeral director, you can make all the arrangements and decide on a suitable payment plan that will remove any financial burden from your family when the day of your passing eventually arrives. Once everything is settled, you have the peace of mind that comes with knowing you have done the right thing and protected the financial future of your loved ones.

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