For many people, the media and social relationships are their source of knowledge when it comes to credit scores. Sadly, the information you get from these resources are usually false. Here are 10 popular myths about credit scores. Myth #1: Bad Credit Lasts Have you made a habit of paying late? Do you constantly […]
Budgeting
Money Habits of Successful And Rich People
Do you ever wonder how the rich and successful people live their lives daily? You may have seen Mark Zuckerberg, Steve Jobs, or Bill Gates somewhere on the internet, in magazines, or on a TV interview. You may have wondered how they got to be so rich. They all have a few things in common, […]
Get Serious About Investing: You Need To Ditch Bitcoin And Buy Gold
In the battle between Bitcoin and gold, it can seem like Bitcoin fans are die-hard futurists and goldbugs are die-hard traditionalists who just won’t let go of their yellow metal. Both camps feel convinced that one or the other will be worthless in the end, while the other reigns supreme. It’s hard to predict the […]
Your 7 Biggest Budget Items (and How to Reduce Them)
No matter what your long-term financial goals are, the first step to achieving them is creating and managing a budget. With a budget in place, you’ll gain a better understanding of how you’re making and spending money, and with the right knowledge and discipline, you can reduce those budget items to free up more cash […]
Why The Sudden Electricity Bills Spike In Texas This Summer?
Is There an Electricity Production Deficit in Texas? Texas is America’s seventh largest producer of solar power, especially now after the industry’s growth by over fifty-nine percent in the last year alone. Furthermore, Texas has the most potential for renewable energy in the country. But even though that seems like a big deal, the electricity […]
6 Monthly Expenses You Can Cut to Save Money
If you’re working on building up savings and reducing credit card debt, it starts with tracking your expenses to identify your biggest spending categories. You might be surprised at the results! Most people tend to overspend on their monthly expenses, especially if they aren’t carefully tracking them. After you’ve established a good habit of tracking […]
5 Personal Finance Tips for Those Who Don’t Have a Clue
Personal finance is a tricky thing to understand. With a lack of formal financial education, many adults are left unprepared to manage money. It’s estimated that 35% of all American adults have debt in collections reported on their credit records. And that’s totally avoidable. Here are some great personal finance tips for those who don’t […]
5 Personal Finance Tips for Those Who Don't Have a Clue
Personal finance is a tricky thing to understand. With a lack of formal financial education, many adults are left unprepared to manage money. It’s estimated that 35% of all American adults have debt in collections reported on their credit records. And that’s totally avoidable. Here are some great personal finance tips for those who don’t […]
Recovering Your Budget After Winter Holidays {START Saving Money}
We are living in perilous economic times, with a record number of people living from paycheck to paycheck and struggling to make ends meet. The amount of people taking on significant debt is also on the rise. Of course, Christmas and New Year, as beautiful as they are, often leave us with an empty wallet, as […]
How to Cut Back on Your Marketing Spend in 2018
Marketing budgets across the board are expected to rise at an average rate of 8.9 percent in 2018. For many smaller businesses, the thought of such a significant increase is pure fantasy. Whether it’s increasing global competition, the continued migration towards online spending or the rise in costs such as wages, thousands of companies are […]