When someone finishes school and enters the working world, there are both short-term and long-term goals. One of the most important long-term goals is retirement. At the same time, the statistics show that far too many Americans fall short of their goals for retirement. There are other expenses that come up along the way and […]
For many people, the media and social relationships are their source of knowledge when it comes to credit scores. Sadly, the information you get from these resources are usually false. Here are 10 popular myths about credit scores. Myth #1: Bad Credit Lasts Have you made a habit of paying late? Do you constantly […]
Do you ever wonder how the rich and successful people live their lives daily? You may have seen Mark Zuckerberg, Steve Jobs, or Bill Gates somewhere on the internet, in magazines, or on a TV interview. You may have wondered how they got to be so rich. They all have a few things in common, […]
In the battle between Bitcoin and gold, it can seem like Bitcoin fans are die-hard futurists and goldbugs are die-hard traditionalists who just won’t let go of their yellow metal. Both camps feel convinced that one or the other will be worthless in the end, while the other reigns supreme. It’s hard to predict the […]
No matter what your long-term financial goals are, the first step to achieving them is creating and managing a budget. With a budget in place, you’ll gain a better understanding of how you’re making and spending money, and with the right knowledge and discipline, you can reduce those budget items to free up more cash […]
Is There an Electricity Production Deficit in Texas? Texas is America’s seventh largest producer of solar power, especially now after the industry’s growth by over fifty-nine percent in the last year alone. Furthermore, Texas has the most potential for renewable energy in the country. But even though that seems like a big deal, the electricity […]
If you’re working on building up savings and reducing credit card debt, it starts with tracking your expenses to identify your biggest spending categories. You might be surprised at the results! Most people tend to overspend on their monthly expenses, especially if they aren’t carefully tracking them. After you’ve established a good habit of tracking […]
Personal finance is a tricky thing to understand. With a lack of formal financial education, many adults are left unprepared to manage money. It’s estimated that 35% of all American adults have debt in collections reported on their credit records. And that’s totally avoidable. Here are some great personal finance tips for those who don’t […]
Personal finance is a tricky thing to understand. With a lack of formal financial education, many adults are left unprepared to manage money. It’s estimated that 35% of all American adults have debt in collections reported on their credit records. And that’s totally avoidable. Here are some great personal finance tips for those who don’t […]
We are living in perilous economic times, with a record number of people living from paycheck to paycheck and struggling to make ends meet. The amount of people taking on significant debt is also on the rise. Of course, Christmas and New Year, as beautiful as they are, often leave us with an empty wallet, as […]