Law And Order

Top Questions to Ask When Filing a Personal Injury Claim

Have you been involved in an accident recently that has left you with injuries? Perhaps your injuries are severe enough that it has affected your ability to work and go about your daily life. This may have left you wondering if your situation warrants filing a personal injury claim.

In order to help you come to a decision, we’ve put together a few simple questions you can ask yourself that will point you in the right direction. If it does look like you should file a claim, then it’s best to get in contact with an experienced personal injury attorney as quickly as possible.

Determine How Serious Your Injuries Are

The first thing you’ll want to look at is the severity of your injuries. This is something your doctor will be able to help with. Is this the kind of injury that you will bounce back from in a few weeks without any lasting effect? If so, a personal injury claim probably doesn’t make sense. However, if this injury will have a slow recovery process or if you’ll be left with lasting symptoms that are bound to affect your everyday life and ability to work then it’s absolutely necessary to file a claim.

At the very least, filing a personal injury claim can help you to be compensated for your medical bills and lost wages.

Who is Paying for Your Losses?

Speaking of losses, who is covering your losses while you’re injured? Do you have health insurance that’s covering the cost of your medical care and your lost wages? If so, are they paying without any issues? Has your insurance rate gone up due to your injuries? What about your deductible? This is something a personal injury lawyer can help with even if that means negotiating on your behalf with your insurance provider.

Were Your Injuries Caused by the Negligence of Another Party or Entity?

Obviously, you can’t file a personal injury claim against yourself so the injuries need to be caused by the negligence of another party or entity. This could be an individual or a company/business. This other party will have acted in a careless manner which then resulted in your injuries. This makes the party legally responsible for the injuries you’ve sustained.

Chances are high that the other party will obtain a lawyer immediately so it’s wise to do the same.

How Strong is Your Case?

Another question to ask yourself is how strong your case is. Do you have any sort of proof or documentation that can support your claim? This could include witnesses. Has there been precedent set in this type of case? What about timing, are you within the statute of limitations to file the claim (meaning you haven’t let too much time pass by). Finally, you should question whether or not the defendant will even be able to pay the damages should you win your case.

By asking each of these questions you’ll be able to determine if in fact you should go ahead and file a personal injury claim.

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