Even a few years back, people used to carry checkbooks. In fact, some people had their purses designed in a way that allowed them to access checks easily. Today, people don’t carry checkbooks. Some can’t even remember the last time they wrote checks. This consumer behavioral change is due to several factors, including the development […]
Fifteen years is a long time by anyone’s reckoning and that’s how long it had been since my first (and last) visit to Munich. The thing is, I have no idea why it took me so long to return. I’m in Germany at least once or twice a year, but for some reason the capital […]
The coronavirus pandemic certainly caught the world by surprise. Millions of people suddenly lost their jobs and were forced to distance themselves from friends and family. Panic set in, and there seemed to be no signs of hope or an end in sight. It was a scary period of time, and people were in desperate […]
