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If you suffer from having bad credit, you know how difficult it is to get a loan from a traditional bank. Even if you work for a company that is associated with a credit union, you will not be able to get the money that you need. Unless you have a cosigner that can go […]
So this is kinda a story that I will try to keep as short as possible. Thank you in advance to those who decide to chime in, all advice is appreciated! Sorry for any typos as I am on my phone and I'm at break so trying to make this quick I am 24 years […]
Of the myriad challenges facing financial institutions in the 21st century, cyber crime is one of the most serious. Hackers target financial institutions using an ever-changing array of strategies; every day new strains of malware and spyware appear, and every month a new data breach comes to light. Banks that want to maintain the trust […]
If you’re not accepting credit cards in your retail store, you’re missing out on many sales opportunities. Consider the fact that as of 2015 just 32% of consumer transactions with made with cash, compared to 40% in 2012. We can expect this downward trend to continue as more and more people use credit cards and […]
Let’s face it — most of us don’t know what people are talking about when they throw around terms like diversification, compound interest, and inflation. These basic financial concepts prove too difficult for the majority of the country. According to the latest surveys, nearly half of the country fails a basic financial literacy test, placing […]
Experiencing a financial emergency? Sometimes, you need more money than you have on hand, and you can’t put things off until payday. What’s more, the unemployed often face the termination of their benefits, despite their best efforts to find a job. As you can imagine, this is a stressful predicament to be in, as utilities, […]
Alright, so you ended up with bad credit, and it’s time to turn a new page, and start mitigating the damage caused by some bad decision. The bad news is that it will not be too easy to get out of bad credit, but the good news is that it is possible. If you are […]