An unexpected emergency is the worst kind of financial guest. It arrives unannounced at inappropriate times, like when you’re low on savings and sporting a not-so-hot credit score. A low score and zero savings aren’t a great combo. One makes it necessary to borrow money, while the other one makes it harder to borrow money. […]
Wanting to create your own business and be your own boss is a great dream to have, especially if you have an idea or a talent that you’d like to share with others. That being said, transforming your entrepreneurial dreams into reality can be challenging, especially if you struggle financially. If you are living in […]
Personal loans are generally defined as lending arrangements that rely heavily on the lender’s perception of the personal integrity of the applicant and the ability to repay the loans according to the terms and conditions stipulated by both parties. There are in fact several types of persona loans that you can seek. By knowing more […]
The government has asked the Reserve Bank of India (RBI) to provide at least another 80 days to lenders to help them restructure loans to the tune of Rs 1.7 lakh crore as the regulator had itself failed to deliver on its guidelines.The RBI’s controversial February 12 circular did away with several loan restructuring schemes […]
Let’s face it — most of us don’t know what people are talking about when they throw around terms like diversification, compound interest, and inflation. These basic financial concepts prove too difficult for the majority of the country. According to the latest surveys, nearly half of the country fails a basic financial literacy test, placing […]
Fanny packs and knee-high socks with sandals straight out of grandpa’s summer wardrobe are making a come-back with hipsters. Whether you dare to don the pack yourself isn’t the point. It’s one of the rare instances that people across generations come together. More often, different generations can’t agree on trends. When they have different tastes […]